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CROYDON
72-74 Mitcham Road
Croydon CR0 3RG
Tel: 020 8688 8086
Mobile:07966 248 547
Fax: 020 8667 9861 sales@mccarthycars.co.uk
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CROYDON
92-96 Mitcham Road
Croydon CR0 3RJ
Tel: 0208 680 9460
Mobile:07973 832 123
Fax: 0208 666 0325 sales@mccarthycars.co.uk
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CLAPHAM
399 Clapham Road
London SW9 9BT
We Are Outside The Congestion Zone

Tel: 020 7733 7395
Mobile:07779 081 428
Fax: 020 7737 0581 clapham@mccarthycars.co.uk
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Page Information

Personal Contract Purchase (PCP)

This type of agreement keeps your monthly payments to a minimum and gives you greater flexibility by giving you more options at the end of the deal.  It is the perfect solution for private buyers and those opting out of company car schemes.
 

  • You can change your car more regularly
  • You can afford a better car for a lower fixed monthly payment over a shorter term.
  • Guaranteed future value eliminates risk of negative money equity and protects against
  •  Flexible options at the end of the agreement to fit in with your personal circumstances.
  • You have the additional option to settle the agreement early and you will be given a rebate on interest charges.

 

Deposit

  • As little as one monthly payment.

Period of Agreement

  • Divided into any choice of 18 to 42 fixed monthly payments.

 

Guaranteed Future Value~ You have three choices

  1. Make the optional final payments (including the option to purchase fee and keep your car)
  2. Return the vehicle back to the finance company and pay nothing more (this is subjected to the condition of the vehicle)
  3. Part exchange your car, using any surplus value over the GMFV (Guaranteed Minimum Future Value) as the deposit on your next car.

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Accreditations
RAC Warranty
HPI
National Mileage Register
FSA
Motor Industry Codes Of Practice
Foxy Choice
Retail Motor Industry Federation
FSB
London Chambers of Commerce
Croydon Chamber Of Commerce
Motor Trader Industry Awards 2010
Motor Trader Industry Awards 2011
Most Loved Business
Feefo
Accreditations